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attention economy and spending habits how social media affects personal finance Learn More

Frugal Hacking: Outsmarting the Attention Economy

DIY & Life Hacks, Money Mindset & Planning
I swear I “just checked TikTok for a second.” Forty-seven minutes later I had a cart full of “life-changing” items and a $19 water bottle. Sound familiar? When your wallet feels mysteriously light, it’s not always a budget problem first.
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The Future of Social Security: What You Need to Know

Frugal Family Living, Money Mindset & Planning
Let’s stop asking whether it will “run out.” That phrase makes the whole program sound like a phone battery that hits 0% and dies—dramatic, cinematic, and wrong. I once panicked after a headline and told my partner we needed a
Frugal living tips, Things to stop buying, Save money shopping, Mindful spending Learn More

Frugal Living Tips: 16 Things to Stop Buying Now

Frugal Family Living, Money Mindset & Planning, Smart Spending
Quick story: I once paid $18 for cold fries because “Past Me” had the one-click habit. I blamed the app, but really I was being quietly pickpocketed by convenience. This guide is a practical, slightly-nosy list of 16 items smart
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Subscription Sniping: How to Find, Cancel, and Negotiate Bills Without Spending Your Weekend on Hold

Frugal Family Living, Money Mindset & Planning
I once discovered an annual charge while scrolling receipts and felt like I’d been pickpocketed at a coffee shop. Not because I’m bad with money, but because small subscriptions renew while you sleep and nobody sounds an alarm. Rude. Here’s
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When Did Social Security Start Being Taxed — and Why Has It Never Been Fixed

Money Mindset & Planning
I remember my neighbor, Linda, staring at her mailbox like it owed her money. She’d just opened a letter showing more of her monthly benefits were being clipped away. She asked, “Did I do something wrong?” I told her: no,
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7 “Frugal” Habits I Stopped — and What I Do Instead as the Frugal Hacker

DIY & Life Hacks, Money Mindset & Planning
Frugality has been part of my life for decades. Not because it’s trendy, not because I enjoy pinching pennies, but because I’ve always believed living well shouldn’t require spending wastefully. Over time, though, I learned a hard truth: Some frugal
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Obamacare Under the Microscope: A Frugal Hacker’s Guide to the ACA’s Past, Present, and Precarious Future

Money Mindset & Planning, Smart Spending
I’m a frugal person by nature. I track my net worth, optimize my savings rate, and believe that every dollar should be put to its highest and best use. But there’s one line item in my budget that has always
Posted  on November 20, 2025 - Comments are off
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Don’t Let “Ghost Tapping” Haunt Your Bank Account: A Frugal Hacker’s Guide to Financial Security

DIY & Life Hacks
Don’t Let “Ghost Tapping” Haunt Your Bank Account: A Frugal Hacker’s Guide to Financial Security Introduction: The Invisible Hand in Your Pocket I love the convenience of tap-to-pay as much as the next person. A quick tap of a card
Posted  on November 19, 2025 - Comments are off
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The 40-Year Error That Destroyed a Veteran’s Record

Frugal Family Living
The 40-Year Mistake: How Financial Mismanagement Creates a False FBI Record and Destroys a Veteran’s Life I remember being a young Airman, fresh out of tech school, with my first real paycheck burning a hole in my pocket. A senior
Money-Saving Hacks for travel Learn More

Top Money-Saving Travel Hacks

DIY & Life Hacks
Imagine me in a busy airport, coffee and suitcase in hand. I’m nervously looking at my bank account as the ticket prices get announced. Ouch! Many of us have been in this scenario. But, it doesn’t have to be like
Person calculating finances with smartphone and notebook showing frugal hacks Learn More

10 Powerful Frugal Hacks to Save Money Instantly!

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Are you ready to take control of your finances? If you’re tired of watching your hard-earned money slip away each month, you’re in the right place. Living frugally doesn’t mean living poorly – it means being intentional about your spending
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How to Build a Weekly Budget That Actually Works (and Sticks!)

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Have you ever tried making a budget only to feel it’s impossible? We get it. Yet, creating a weekly budget isn’t as tough as it seems. It’s about setting up a plan that’s as unique as you, fitting your life
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